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Most financial advisors recommend a replacement rate from total retirement income of about 70%, while SSA’s actuaries calculate a typical replacement rate from Social Security benefits of about 40%.

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There are millions of old-fashioned, magnetic-strip credit cards in the US, and they are fairly easy to breach. In this opinion piece, Roslyn Layton makes the case for chip-and-pin cards to protect one of America’s favorite pastimes – holiday shopping.

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Historically, universities and colleges saw themselves as havens of free speech and fair play, insulated from the larger society to protect those things from interference. Now they insulate themselves in order to violate due process, suppress speech and discriminate by race.

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Magnus Henrekson and Tino Sanandaji Research

“This doesn’t change the fact that inequality is high and rising, but it undermines Piketty’s explanation for why inequality is increasing in the United States.”

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For Vladimir Putin to successfully approach the IMF, he would have to back down on his Ukrainian adventure to win Western support.

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With the announcement of a major US policy shift in Cuba, many are wondering how this renewed connection will manifest itself.

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North Korean leader Kim Jong Un at the Kim Jong Suk Pyongyang Textile Mill in an undated photo released by North Korea's Korean Central News Agency (KCNA) in Pyongyang, December 20, 2014.

It is misguided to believe that China will threaten its relationship with North Korea over the Sony hacks.  The threat of North Korean regime collapse, and thus war on the Korean Peninsula, will continue to ensure Beijing’s support for Pyongyang.

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Image Credit: Official U.S. Navy Imagery (Flickr) (CC BY 2.0)

The Obama administration’s “rebalance” to Asia is, in fact, an Obama retreat, not simply from the Middle East or in the face of Vladimir Putin’s aggression, but also from the Pacific theater that was touted as its focus.

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The shale revolution has been the driving force behind the economic and geopolitical story of the year: the stunning collapse in oil prices.

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