FHA Watch, December 2012

Article Highlights

  • FHA Denial Dial falls yet again.

    Tweet This

  • Nightmare at FHA project details FHA's failure to meet its lending mission.

    Tweet This

Subscribe to AEI's Financial Services emails.

Read Issue 11, November 2012.
Read Issue 10, October 2012.
Explore the Nightmare at FHA Project.

FHA Watch, No. 12, December 2012

Download PDF

This Issue’s Highlight
Mission Misfire: 50 Years of Failure at the FHA

Since 1962, the Federal Housing Administration (FHA) has been selling the American dream of homeownership, but delivering despair. For 50 years, commentators have pointed out how FHA’s poorly designed underwriting policies result in financing failure for working-class families and a plague of foreclosures for working-class communities.

This Month’s Features

Spotlight on the FHA’s Mission Misfire
50 Years of Failure at the FHA

Spotlight on Insolvency
FHA’s Estimated GAAP Net Worth Equals –$26.27 Billion, with a Capital Shortfall of $46–65 Billion

Spotlight on Delinquency
Overall Delinquency Rate Declines Slightly

Spotlight on Best Price Execution
FHA’s Pricing Dominance Eases as the FHA Announces Premium Changes

The Road Map to FHA Reform
Fundamental and Comprehensive Reform of the FHA Is Urgently Needed

Also Visit
AEIdeas Blog The American Magazine
About the Author

 

Edward J.
Pinto

What's new on AEI

Making Ryan's tax plan smarter
image The teacher evaluation confronts the future
image How to reform the US immigration system
image Inversion hysteria
AEI on Facebook
Events Calendar
  • 25
    MON
  • 26
    TUE
  • 27
    WED
  • 28
    THU
  • 29
    FRI
Wednesday, August 27, 2014 | 3:00 p.m. – 4:15 p.m.
Teacher quality 2.0: Toward a new era in education reform

Please join AEI for a conversation among several contributors to the new volume “Teacher Quality 2.0: Toward a New Era in Education Reform” (Harvard Education Press, 2014), edited by Frederick M. Hess and Michael Q. McShane. Panelists will discuss the intersection of teacher-quality policy and innovation, exploring roadblocks and possibilities.

Event Registration is Closed
No events scheduled this day.
No events scheduled this day.
No events scheduled this day.
No events scheduled this day.
No events scheduled this day.
No events scheduled this day.
No events scheduled this day.