The United States financial crisis largely stemmed from a failure to understand the build-up of housing risk, combined with a housing finance market dominated by government players and distortionary policies. Edward J. Pinto, Codirector of AEI's International Center on Housing Risk, presented on the state and the outlook of housing finance in the US at the C.D. Howe Institue's Housing Policy Conference in Toronto. Pinto discussed obstacles to reducing government domination in the housing finance market and concluded with describing the ways in which current housing policy is misguided.
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