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Most private sector workers with employer-provided health insurance have a strong incentive to continue working until Medicare eligibility in order to maintain group health coverage. However, most government employees have access to retiree health coverage, which allows them access to group health...
The typical current glide path for a TDF starts at a high equity share (over 90 percent) and ends with a low share (averaging about 30 percent). The initial equity share has not changed much over the most recent business cycle, but the ending share has been lowered considerably.
Social Security can be claimed at any age between 62 and 70, with delayed claiming resulting in larger monthly payments. Claiming later increases the present value of lifetime benefits for most individuals. However, this has not always been the case. We find that the gains from delay increased substantially after 2000, with changes in the interest rate driving the increase.
One oft-cited reason to support immigration reform is to help Social Security's finances by introducing young workers into an aging system. Official figures bear out this presumption, but these figures are based on models that assume that legal immigrants are effectively identical to workers already in the U.S. But they are not.
Pension underfunding has dominated the media and created significant concerns for state lawmakers as they struggle to bring their fiscal houses in order.
The Great Recession's employment crisis is notable for two reasons. First, the number of long-term unemployed has been much higher than in prior recessions. Second, those over the age of 55 were particularly hard hit by unemployment.
The strong link between health insurance and employment in the US may cause workers to delay retirement until they become eligible for Medicare at age 65. We investigate the impact of retiree health insurance on early retirement using employee-level data from 54 diverse firms. We find that retiree health coverage has its strongest effects at ages 62 through 64.
At this event, panelists will address pension reform challenges by presenting the results of three research papers commissioned by AEI through a generous grant from the Smith Richardson Foundation.
With graduation season nearly finished, another cohort of young workers is set to enter the labor force. Members of this cohort confront an immense challenge in planning for retirement: There is a great deal of uncertainty about the Social Security taxes and benefits they will face.
The Shadow Financial Regulatory Committee (SFRC) is a group of publicly recognized independent experts on the financial services industry — including experts in banking, insurance, and securities — who meet regularly to study and critique regulatory policies affecting this sector of the economy.
Join us to hear Senator Jeff Flake (R-AZ), a member of the Senate Foreign Relations Committee, as he addresses the role Congress should play in expanding trade opportunities and increasing market access for US businesses. A panel will then discuss the current status of the TPP, trade promotion authority, and the Obama administration’s trade agenda.
AEI's Marilyn Ware Center for Security Studies will host General Mark Welsh III, Chief of Staff of the US Air Force for the concluding session of its series with the Joint Chiefs of Staff.
Join AEI for a discussion of two new policy proposals that address the use of road pricing and public-private partnerships, as well as state efforts to enhance infrastructure and economic competitiveness.
Join AEI for a discussion of professional sports subsidies and — fittingly — for a free lunch.
AEI’s Jeffrey Eisenach will argue in favor of a generic antitrust enforcement model with primary enforcement by the FTC and Jonathan Baker of American University will maintain that an industry-specific regulator like the FCC is needed to work with antitrust enforcers to shape competition in the broadband industry. The debate will be moderated by US Court of Appeals Judge Stephen Williams.