Tanya D. Marsh

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Any discussion of regulatory burden is incomplete without examining both the costs and the benefits of the specific regulation.

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The Dodd-Frank Act was intended, in part, to eliminate “too big to fail.” Ironically, it may have an almost opposite effect, by making community banks too small to succeed.

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Community banks are crucial to the vitality of the American economy, yet the Dodd-Frank Act will make them less robust.

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