Examining the proper role of the Federal Housing Administration in our mortgage insurance market

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Article Highlights

  • The FHA’s lending practices are inconsistent with its mission.

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  • The FHA is engaging in practices resulting in a high proportion of low- and moderate-income families losing their homes.

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  • 5 reforms to focus the FHA on responsible lending and return it to its traditional mission.

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Edward J.
Pinto

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Watergate revisited: The reforms and the reality, 40 years later

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