Regulatory burdens: The impact of Dodd-Frank on community banking

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Article Highlights

  • Any discussion of regulatory burden is incomplete without examining both the costs and the benefits of the specific regulation.

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  • A recurring theme in Dodd-Frank is that the standardization of financial products and forms will protect consumers.

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  • Community banks provide vital services to millions of Americans.

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Regulatory Burdens: The Impact of Dodd-Frank on Community Banking by American Enterprise Institute

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About the Author


Tanya D.
  • Tanya D. Marsh is an adjunct scholar at the American Enterprise Institute (AEI), where her work focuses on banking regulations and the impact of Dodd-Frank. In 2013, she coauthored an AEI study titled “The impact of Dodd-Frank on community banks.

    Marsh is also an associate professor of law at Wake Forest University School of Law in Winston-Salem, North Carolina. Before teaching at Wake Forest, she was an adjunct professor of law at Indiana University School of Law, clerked for the Indiana Supreme Court, and practiced commercial real estate and corporate law.

    Marsh has a law degree from Harvard Law School and a bachelor’s degree in history and political science from Indiana University Bloomington. She was also a Jane Addams Fellow at the Center of Philanthropy at Indiana University.

  • Phone: 336.758.6059

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